Money habits are not built in a day, but your commitment to strengthening your relationship with your finances can start today.
Before you get started, identify what money path you’re on and access resources that will help you achieve your financial goals.
If you need some inspiration to start building savings, we’ve got you covered. With consistency, these tips will get you closer to your financial goals with ease.
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Personal finance tips
Keep track of your finances and establish a budget: Use tools like Mint.com (or an old-fashioned paper and pen combo) to help you see if your current spending habits align with your priorities and goals.
Resist buying unnecessary items on payday: The easiest way to save money is to not buy anything at all or to stay in the house and offline.
Pay yourself first: Prioritize goal-based, long-term saving categories like retirement and investments before tackling short-term expenses.
Keep an emergency fund: Emergencies can’t always be avoided, but setting aside funds to pay for large, unexpected expenses can help you avoid selling investments at a loss and borrowing more from credit cards or high-interest...