Georgia State Rep. Tanya Miller: “Tipping the Scales for Goliath: Why Tort Reform Hurts Georgia Citizens”

Watching the devastating wildfires in California, I was struck by a gut-wrenching scene shared by Tyler Perry: a daughter desperately using a garden hose to protect her 90-year-old parents’ home because their insurance had been canceled. This is the human toll of corporate greed—a story that’s far too familiar for many Georgians. While Georgia families and businesses face skyrocketing insurance premiums or outright cancellations, the Republican majority in our state legislature has failed to act.Instead of holding insurers accountable, some Georgia Republicans have focused on “tort reform,” attempting to limit your right to seek justice in court. But so-called tort reform won’t lower your premiums. It won’t stop insurance companies from denying claims. It won’t prevent them from abandoning policyholders during times of crisis. Tort reform is a distraction—an orchestrated ploy to protect the billion-dollar insurance industry at the expense of hardworking Georgians.Let’s be clear: Insurance companies are not struggling. Last year alone, the industry raked in over $80 billion in profits. These companies have mastered the art of squeezing every last penny out of their policyholders while denying them the coverage they’ve paid for. From hurricanes to wildfires to everyday accidents, insurers employ a calculating strategy: delay payments, deny...