Here we are again

By JaNet Adams Another January is upon us and the famous sentence, “New Year, New Me,” is being said by countless people. This sentence is usually used by an individual who is openly declaring that what happened in the past year is not going to happen in the new year. They are not going to be associated with individuals that mistreated them. They are not going to eat the same food that kept them from reaching their weight loss goal. My favorite is that they are going to be much better with their money than they were last year. The issue with declaring “New Year, New Me” is that we tend to say it each and every year, which means we are not accomplishing the goals we set for ourselves. I can’t help you get the wrong people out your life or share meal plans for your weight loss journey, but I can help you move forward with your finances.  The goal for your finances should be to build a foundation and then move up from there. You should not be starting your financial journey over at the beginning of each year. If you find yourself doing that, then it...