The Ultimate Guide to Seasonal Credit Card Rewards
News Talk
Sponsored by JPMorgan ChaseWhile joyful, the holiday season is usually a time of heavy spending. Between gifts, travel, gatherings, and hosting events, the expenses quickly add up. You may wonder if using cashback or travel credit cards is a sound strategy for saving money on holiday shopping and travel.Credit cards with cashback or travel rewards cards can save you money. But how do you know which type is best for your holiday spending, and how do you ensure that they don’t end up costing you more? We’re reviewing the different options and how to maximize rewards this holiday season.What Are Cashback Rewards?Credit card companies offer& Cashback rewards& as incentives to customers. These rewards refund a portion of qualified purchases as a credit to the account, a bank deposit, or as points to redeem for cash. Some cards offer a flat rate, while others offer higher percentages for specific categories like groceries, dining, or gas.& There are a few options for cards without a flat rate.& Tiered-rated cards offer fixed percentages for categories, such as groceries or gas. These work well if your highest spending areas match those with higher points.
Cards with rotating categories change which ones receive the highest...
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