Top Factors to Weigh Before Purchasing Your Dream Home

Indianapolis Recorder's Smart Money Week continues with Everwise Credit Union, providing essential insights for prospective homebuyers. Homeownership entails significant commitment; thus, assessing financial readiness and personal aspirations is crucial. Key considerations include stability versus flexibility, equity building, customization of space, and maintenance responsibilities. Timing matters too—understanding market conditions and securing mortgage pre-qualification can enhance your negotiating power. Ultimately, the ideal moment to buy is when your finances align with market opportunities. Explore Everwise’s free online resources for comprehensive guidance! Catrina Tate, Vice President of Retail at Everwise Credit Union, boasts 21 years of banking expertise and is deeply involved in the Indianapolis community.