OneUnited Bank and Esusu Partner to Turn Rent Into Credit and Bridge the Homeownership Gap

OneUnited Bank, the nation’s largest Black-owned bank, has partnered with Esusu, a leading fintech company, to launch a game-changing initiative aimed at helping renters build credit and move closer to homeownership. Through this collaboration, renters can now report on-time rent payments to major credit bureaus, a critical step in strengthening credit scores—especially for communities traditionally excluded from mainstream financial systems. The program is designed to promote wealth-building and close racial gaps in homeownership by transforming rent, often a financial dead end, into an asset. With no fees to enroll, OneUnited and Esusu are prioritizing accessibility and economic justice. This partnership reflects a powerful commitment to financial inclusion and offers a practical path toward generational wealth for underserved communities.