Ten things to help you create a budget

Ten things to help you create a budget (BBB) – People are budgeting more than ever, and nearly 9 in 10 think everyone should budget, according to Debt.com. Budgeting is a practical way to stay in charge of your money – even when life gets unpredictable. Having a budget means knowing exactly how much is coming in and going out each month and planning where and when to spend. Plus, budgeting is essential if you want to pay off debt. The following tips might come in handy as you embark on your journey to financial wellness but remember: A trusted financial professional is your number one option when it comes to seeking help. Related Stories 1. Calculate your income. Before you start the engine, you have to give it fuel. That’s why the first step is to calculate your monthly net income after taxes and deductions, so you know how much you bring home. If you have several sources of income, you may need to check your bank accounts and pay stubs or consult your accountant on this step to be sure you start accurately. 2. Track your spending. Whether you prefer an app on your phone, computer software, or...