The Carr Report: You have to ‘Get out of Dumb’ before you can ‘Get out of Debt!’

Have you ever done something so stupid that you wanted to smack yourself and scream out loud, “WHAT WAS I THINKING?”& I know I have.& I recall one freezing, cold, winter day. The snow was up to my knees. I had to go out and run an errand.& Car was low on gas. I made a stop at the gas station.& The gas cap was frozen shut.& I pried and I pried.& I couldn’t get this gas cap to open for nothing. Then I got this bright idea.& Use a lighter to thaw it.& I scurried around in the car and located a lighter.& I went back to the gas tank, ignited the lighter with fire and right before I put fire on the gas cap, I thought better of it.& I screamed to myself, “WHAT WAS I THINKING?” Can you imagine some idiot igniting fire to a gas tank.& Poof-Poof-BOOM! It was me who was almost that idiot. Fortunately for me, my brain kicked in before I completed the act. Renowned radio host and personal finance expert Dave Ramsey says when you do something stupid and it costs you money, you pay “Stupid Tax.”& I, too, am a personal...